Poverty and Inequality

In the UK there is increasing acceptance that credit unions have an important role to play in providing affordable credit to all sections of society. This study identifies current patterns of credit union development, quantifies their performance and isolates factors which make some more successful than others. Free PDF available at www.jrf.org.uk

Two strategies that governments have to help people on low incomes - providing them with financial support directly, and encouraging them to earn more - generally conflict. This report provides new evidence on the trade-off between redistributing income and improving work incentives.

FREE PDF version available online at www.jrf.org.uk

This is a study of the longer-term transitions of young people living in neighbourhoods beset by the worst problems of social exclusion. Based on a rare example of longitudinal, qualitative research with 'hard-to-reach' young adults, the study throws into question common approaches to tackling social exclusion. Free PDF available at www.jrf.org.uk

Using new EU-wide data, this report shows very different patterns of poverty across Europe, depending on the benchmark used. The findings have important implications for the spatial distribution of poverty within and between countries (including the UK) and for the development of anti-poverty policy across the EU.

This book provides an in-depth study of how community development can contribute to tackling social exclusion. Examples from policy and practice in the UK, Spain, Belgium, Sweden and Norway are discussed, with additional information from Denmark, Ireland and Hungary.

This report demonstrates the urgent need to re-evaluate our understanding of poverty and home ownership. Drawing on data from the Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins, providing evidence in support of radical policy for sustainable home ownership.

The poor pay more for many things but, arguably, it is the extra they pay for credit that puts the greatest strain on their budgets. This report looks beyond the rhetoric that has dominated much of the debate on high-cost credit to examine the scope for widening access to more affordable credit.

FREE pdf version available online at www.jrf.org.uk

Stuart Rees exposes politicians’ fascination with cruelty in their deliberations about policies. Through empirical analysis, human stories and poetic commentary, he identifies non-destructive exercise of power, courageous public action and compelling humanitarian alternatives as the key to achieving a future in which dignity and equality flourish.

This important book takes readers behind the closed doors of elite employers to reveal how class affects who gets to the top. Drawing on 200 interviews across four case studies - television, accountancy, architecture, and acting – it explores the complex barriers facing the upwardly mobile.

A photographic ethnography book that features the stories and portraits of individuals across the UK who have been impacted by social issues such as austerity, Brexit, deindustrialisation, nationalism and cuts to public services.

This Separated Isle explores how concepts of ‘Britishness’ reveal an inclusive range of understandings about our national character. Featuring a diverse range of photographic portraits and narrative stories from across the UK, this landmark book examines the relationship between identity and nationhood, revealing the ties that bind us together.

This classic text presents Blair's Beveridge Lecture alongside the views of some of Britain's foremost policy analysts and commentators. It provides a rich tapestry of analysis, insight and reflection that will stimulate critical debate about the shape of British welfare for some time to come.