Policy Press

Thriving beyond Debt

The Lived Experience of Bankruptcy and Redemption

By Zach Roche

Published

Mar 27, 2024

Page count

210 pages

ISBN

978-1529231151

Dimensions

234 x 156 mm

Imprint

Bristol University Press

Published

Mar 27, 2024

Page count

210 pages

ISBN

978-1529231168

Dimensions

234 x 156 mm

Imprint

Bristol University Press

Published

Mar 27, 2024

Page count

210 pages

ISBN

978-1529231168

Dimensions

234 x 156 mm

Imprint

Bristol University Press
Thriving beyond Debt

Capitalism only celebrates success, and it can be difficult to know what to do when confronted with failure.

This book explores what happens when people go broke and what the experience of bankruptcy and insolvency is like from a qualitative perspective. It shows, contrary to the expectations of policy makers, that debt relief is not transactional. Rather, it is moral, theological, social and cultural.

The book demonstrates that debt encompasses fairness, trust, faith, sin, guilt, revelation and confession and that taking these factors seriously is vital to successfully navigating the world of the over-indebted.

“Debt is not a simple financial or economic situation. Threading together an analysis of neo-liberal governmentality and the historical legacy of cultural and moral evaluations of debt, Roche illuminates the dynamic of this complex situation, and gives voice to both those who experience and administer it." Tom Boland, University College Cork

Zach Roche is Assistant Lecturer in Management Studies at South East Technological University, Ireland.

1.Introduction

2.A Deluge of Debt

3.The Uncertainties of Debt

4.Opening the Sweatbox: Purgatory and Debt Advice

5.Applying for Insolvency

6.A Clean Slate

7.Coping and Surviving

8.Conclusion: Thriving beyond Debt